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Frequently Asked Questions

What is the Receive card?
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The Receive card, in partnership with Patriot Bank, N.A., is a Mastercard® credit card designed for business owners. It grants you direct access to spending from your receivables, removes unnecessary waiting, and is accepted wherever Mastercard is.

How does the Receive card function?
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When your customers make a purchase, the Receive platform makes your receivables immediately available on your Receive card. When it's time to pay your balance, we automatically debit your linked bank account when funds are available. There are no hidden fees or interest charges.

How can I obtain a Receive card?
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Click here to apply.

Where can I use my Receive card?
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Your Receive card is welcome anywhere Mastercard is accepted.

What if my Receive card gets lost, stolen, or damaged?
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Log into Receive to pause your card by disabling the toggle switch just below the card image. Please contact support@receivecorp.com immediately to report fraudulent activity.

What is the typical delivery time for a physical card?
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Please allow 7-10 days for processing and delivery if you selected a physical card. Log in to immediately begin using your Receive virtual card and add to Apple Pay for convenient purchasing. Learn more about adding Receive to Apple Pay below.

Apple Pay Support
Where is Receive currently available?
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Receive currently supports U.S-based businesses only.

Do I have a personal spending limit?
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Yes, the amount of your outstanding receivables will determine your limit.

Are there costs associated with the Receive card?
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No, the Receive card comes without any associated costs or fees.

Is Receive a bank?
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Receive is not a bank. We've collaborated with Patriot Bank, N.A., to issue the Receive Mastercard.

Why is my personal information, including SSN or EIN, needed?
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To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Receive Account.‍What this means for you: When you apply for a card, we will ask for your name, address, date of birth, and other identifying information (about you and your business) that will allow us to verify your identity and confirm our ability to provide you a Receive card.

What if I have other questions or concerns?
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For any questions, kindly contact our dedicated team at support@receivecorp.com. We're here to help 24/7!

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© Receive Corp. All Rights Reserved 2025

The Receive Business Mastercard® is issued by Patriot Bank, N.A., pursuant to a license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

The term ‘Etsy’ is a trademark of Etsy, Inc. This application uses the Etsy API but is not endorsed or certified by Etsy, Inc.